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Facts + Statistics: Homeowners and renters insurance
February 7, 2025

... Commissioners , the latest data available. The average renters insurance premium fell by 1.7 percent in 2021 marking the seventh consecutive annual decline. Home inventories According to a 2023 Triple-I/Munich Re Consumer Survey ...


Understanding your insurance deductibles
May 1, 2025

... paying toward an insured loss. When a disaster strikes your home or you have a car accident, the deductible is subtracted, or "deducted," ... (or front) page of standard homeowners, condo owners, renters, and auto insurance policies. State insurance regulations strictly ...


Triple-I Stresses Preparedness for 鈥楢bove Average鈥 2025 Atlantic Hurricane Season
May 1, 2025

... 聽is recommending聽 homeowners ,聽 condo owners ,聽 renters 聽and聽 business owners 聽prepare now. Led by Colorado State ... and possessions, while also taking steps to make their home or business more resilient to the impacts of wind and water,鈥 said ...


Mitigating risks for climate-related disasters
November 27, 2023

... as hurricanes, allowing you time to prepare your family and home, while other weather-related events evolve rapidly and need a quick ... Earthquakes are not covered by homeowners, renters, or business insurance policies, but a standard policy will cover ...


Triple-I/State Farm: US Dog-Related Injury Claim Payouts Hit $1.57 Billion in 2024
April 16, 2025

... mainly interacting with your family since you brought them home, don鈥檛 rush out into crowded areas or dog parks. Try to expose your dogs ... Commercial auto insurance ,聽along with coverage for聽 renters ,聽 business owners ,聽 boats 聽and聽 motorcycles , is also ...


Spotlight on: Dog bite liability
April 15, 2025

... by dogs each year, most of them children. Homeowners and renters insurance policies typically cover dog bite liability legal expenses, ... Despite the COVID-19 pandemic keeping more people at home in 2020 and an increase in home deliveries , the number of dog bite ...


Triple-I: Colorado State鈥檚 2025 Atlantic Hurricane Forecast Calls for 鈥楢bove Average鈥 Season
April 3, 2025

... which is not part of a standard homeowners , condo , renters or business insurance policy. Additionally, homeowners can make ... of a wind-rated garage door and storm shutters also boost a home鈥檚 resilience to a hurricane鈥檚 damaging winds, according to the ...


Background on: Earthquake insurance and risk
February 28, 2025

... of an endorsement or as a separate policy for homeowners, renters and small business owners. Unlike flood insurance, earthquake ... due to burst gas and water pipes, is provided by standard home and business insurance policies in most states. Cars and other vehicles ...


Wildfires: insurance and recovery resources
September 2, 2020

... And if you have evacuated, it might not be safe to go back home. The following articles provide information and guidance to keep you and ... by fire and smoke is covered under standard homeowners, renters and business owners insurance policies and under the optional ...


Background on: Wildfires
January 23, 2025

... by fire and smoke are covered under standard homeowners, renters and business owners insurance policies and under the comprehensive ... to houses, a study by the Insurance Institute for Business & Home Safety (IBHS) found. Among the preventive features recommended in ...